春節9天假期 ATM跨行提款高達647.6億、轉帳580.9億 | ATM transactions reach new heights during CNY

TAIPEI (The China Post/ANN) – The 9-day Chinese New Year holiday just ended with record ATM withdrawals and interbank transactions.

春節連續9天假期結束,不過,由於這9天銀行不營業,許多民眾要提錢或是轉帳只能透過自動櫃員機(ATM)。

According to the Central Bank data, interbank ATM withdrawals between Jan. 2 and Jan. 10 totaled NT$64.76 billion (US$2.1 billion), up 31.6 percent from 2018, while interbank transactions reached NT$58.09 billion (US$1.88 billion), up 83.8 percent from last year.

根據中央銀行統計,從春節假期開始2月2日至2月10日止,光是ATM跨行提現金額就達647.6億元,跨行轉帳金額580.9億元,分別較去年春節期間增加31.6%及83.8%。

The Central Bank said that it urged all financial institutions to prepare enough funds for interbank transactions and withdrawals in advance to assure smooth operations during the holidays.

央行指出,為確保農曆春節期間民眾跨行提現及轉帳順暢,在春節前促請各金融機構於跨行清算專戶留存充足資金。

It is estimated that on Feb.1, the last business day before the Chinese New Year holiday, financial institutions across Taiwan had prepared up to NT$208.43 billion in funds, four times higher than the total amount of funds used daily during the festival last year.

統計春節假期前最後一個營業日(2月1日)各金融機構留存該專戶之餘額高達2084.3億元,約為2018年日平均餘額的4倍。

Besides, the transfer of financial information between systems for interbank business went well during the holidays too, the Central Bank said.

此外,今年春節期間金融資訊系統跨行業務運作順暢。

According to statistics from various financial institutions, the amount of interbank ATM withdrawal totaled NT$64.76 billion while interbank transfer reached NT$58.09 billion between Jan. 2 and Jan. 10.

根據財金公司統計,從春節假期開始2月2日至2月10日中午止,民眾跨行提現金額為647.6億元,跨行轉帳金額為580.9億元。

The average amount used for withdrawals and transfers totaled NT$7.2 billion and NT$6.45 billion, respectively, on a daily basis.

平均每日提領72億元、轉帳64.5億元。

The Central Bank believes that the increase in funds used during the CNY might be associated with the fact that the Chinese New Year holiday this year was at the beginning of the month.

央行分析,今年春節假期期間適逢月初。

The demand for cash withdrawal and transfers was, therefore, higher than regular expenditures such as rent and babysitting fees.

房租及褓母費等例行性支出較多,民眾提現及轉帳需求較高。