喜歡騎車的你,上網投保了嗎? 別讓自己的權益睡著了!雙北、桃園市的YouBike自去年十月起,即開始納保傷害險、與第三人責任險,但有許多民眾仍表示不清楚這項權益。其實只要透過簡單上網登錄,民眾在租車後發生事故時最高理賠達新台幣100萬。

TAIPEI (The China Post) – Have you signed up yet for your free YouBike insurance? Taiwan’s popular bicycle sharing system has added “personal injury insurance” and “third-party liability insurance” to its system for cyclists in both Taipei and Taoyuan since October last year. Still many users seem to be unaware of the free benefits. The registration process is simple, and it can be done online very quickly so that you can get eligible for up to NT$1 million in benefits in case of an accident.

騎車的你注意了,現在只要趕緊打開你的YouBike官網 App,在工具列點選「公共自行車傷害險」,確認你的卡號、完成填寫投保資料,簡單幾個步驟就能免費享有保障。| All you need to do is to log into your YouBike app or website account and select “public bicycle injury insurance,” confirm your card number, and fill out the required insurance information. (NOWnews)

過去曾有案例民眾因騎乘YouBike打滑摔車,而骨折開刀,想向業者索賠卻求償無門,原因就在於忘了事先上網登錄。民眾在填寫資料時,少一個動作真的差很大!

Even if the aforesaid insurance is free, it does not come automatically. An injured YouBike user learned it the hard way recently and was denied financial compensation for failing to register. The operator is urging all to register as soon as possible for maximum safety.

騎車的你注意了,現在只要趕緊打開你的YouBike官網 App,在工具列點選「公共自行車傷害險」,確認你的卡號、完成填寫投保資料,簡單幾個步驟就能免費享有保障。

All you need to do is to log into your YouBike app or website account and select “public bicycle injury insurance,” confirm your card number and fill out the required insurance information.

但根據媒體報導,多數民眾仍不清楚YouBike提供的這項保障,別因為騎腳踏車受傷機率低,而讓自己的權益睡著了!| According to media reports, however, many users remain unaware of their rights. (NOWnews)

對此業者曾表示,北北桃的YouBike從去年六月即開放納保「第三人責任險」,保障民眾發生被撞時的權益,隨後又在10月加保「傷害險」,讓不管是「自摔」或「被撞」者,都能在意外時憑醫藥單據申請理賠,傷害住院日額最高1,000元,總金額最高達100萬。

The bicycle sharing company said its system in Taipei, New Taipei City, and Taoyuan has started to provide “third-party liability insurance” to cover up fee for cyclists in car accidents since June last year, followed by an added “personal injury insurance” later in October that guarantees riders rights to file claims if they crash on a YouBike. According to YouBike authorities, hospitalized users will be covered by insurance of NT$1,000 per day and a total compensation up to NT$1 million.

但根據媒體報導,多數民眾仍不清楚YouBike提供的這項保障,別因為騎腳踏車受傷機率低,而讓自己的權益睡著了!

According to media reports, however, many users remain unaware of their rights.

另外,專家指出,該傷害險屬於實名制,每張卡片僅能登錄一人,發生意外時也僅有卡片持有者本人得以索賠,無法共用,呼籲每位愛騎車的民眾都能盡快到官網App、或租賃站Kiosk完成登錄。

Insurance experts also stress that personal injury insurance only settles claims of registered YouBike riders while membership cannot be shared, advising all frequent users register as soon as possible on either an official YouBike app or the service centers.