疫情衝擊消費 國人4月刷卡額創11年最大減幅|Credit card transactions in Taiwan in April fall by most since 2009

信用卡示意圖|The credit cards (Pixabay)

【看CP學英文】受疫情衝擊,金管會今天統計,4月單月信用卡刷卡交易金額為新台幣2062億元,較去年同期衰退20%,創下11年來最大減幅。銀行業者預估,振興三倍券上路後,可望拉高刷卡量。

The value of credit card transactions declined to NT$206.2 billion (US$6.89 billion) in April, down 20 percent from a year earlier and the biggest drop in 11 years, according to data released Thursday by the Financial Supervisory Commission (FSC). 

金融監督管理委員會銀行局今天公布,今年4月單月信用卡簽帳總金額為2062億元,若與3月相比,減少220億元,月減幅達9.64%。

On a month-on-month basis, the value of credit card transactions in April decreased by NT$22 billion, or 9.64 percent from the previous month, the FSC said. 

內需消費也大幅減少,導致信用卡交易金額大幅下降。

The dramatic fall in credit card spending can be attributed largely to significant weakness in domestic demand. 

此外,銀行業者分析,因政府發布社交距離規範,民眾減少外出,也是導致交易額下降原因之一。

Social distancing might also be responsible for the fall, said a banking industry analyst. 

在這樣的背景下,政府預計於7月15日推出的「三倍券」、加上新冠肺炎防疫規範的鬆綁,預期將刺激後半年國內旅遊、消費,以及信用卡刷卡交易總額。

Against this backdrop, the government’s new “Triple Stimulus Voucher” program set to launch on July 15 and the relaxation of COVID-19 control measures are expected to boost domestic travel and consumption as well as credit card transactions in the second half of this year. 

截至4月底止,共計有33家信用卡發卡機構,總有效卡數約3213萬張。

As of the end of April, the number of valid credit cards circulating on the domestic market was 32.13 million, the FSC said.